News and Advisory

PECCI ADVISORY

09/29/2020

To: All PECCI Members

Pursuant to and in compliance with R.A. 11494 or the “Bayanihan to Recover as One Act of 2020”, please be advised that PECCI will not be processing any salary deduction for four (4) payroll periods which will be from September 30, 2020 up to November 15, 2020. In the same manner, PECCI will not ...
for four (4) payroll periods which will be from September 30, 2020 up to November 15, 2020. In the same manner, PECCI will not be collecting any other types of payments from Non-payroll members, as well as other receivables covered by post-dated cheques.

Non-payment of these obligations will not be considered as deferrals and would not incur any additional interest, penalties and fees.

Let us continue to support one another in this time of pandemic. Stay home and be safe.

Email Address: customercare@pecci.com.ph

Mobile Numbers: 0919-0788961 ; 0919-0788959 ; 0919-0788958

PRODUCT ADVISORY

08/27/2020

Bilang pagtugon sa mga panibagong hamon na hatid ng “New Normal”, ang pamunuan ng PECCI – PLDT Employees Credit Cooperative ay naglunsad ng tatlong (3) bagong loan products na ang layunin ay makatulong sa mga miyembro nito:

1. ECL or Emergency COVID Loan

• Maximum of Php 20,000 (net)

• No Co-maker required

• Payable in 24 months at 9% PA

• With 2% Service Fee

Open to ALL members deferred or not.

2. SELA or Special Education Loan Assistance

• Garantisadong mas mababang monthly deduction.

• Up to 15 years (maximum) restructuring arrangement

• Online from Application to Approval

• Minimal Service Fee

For members WITHOUT DEFERRED account balance (upon filing) and with at least 3 years of service.

3. PBL or Pinag-isang Balance Loan.

...

• Gross amount of Php 80,000

• Payable in 24 or 36 months term

• Only 2% Service Fee (5% For Deferred Accounts)

• Online from Application to Approval

• Guaranteed 24-hour release upon completion of requirements

Open to ALL members except Class E (No Collection).

Simula sa September 1, 2020, maaari nang i-avail ng mga miyembro ang mga nasabing produkto sa bago at mas pinadaling Online process ng PECCI.

1. Ibinabalik po namin ang Emergency COVID Loan (ECL) para sa mga miyembro na may pangangailangan ng pantawid sa mga pangangailangan ngayong panahon ng pandemia. Ang offer na ito ay hanggang Dec. 31, 2020 lamang.

2. Special Education Loan Assistance or SELA: Loan product para makatulong sa mga biglaang kagamitang kailanganin para sa Online Learning ng pamilya tulad ng Laptop, gadgets, internet subscription atbp. Ang offer na ito ay hanggang Dec. 31, 2020 lamang.

3. Pinag-isang Loan Balance or PLB (Loan Restructuring): Paraan ng PECCI Management upang makapag-assist sa mga miyembrong nais na mapababa ang monthly deduction sa pamamagitan ng pag-coconsolidate at pagpapalawig sa “Loan Terms”.

Ang mga interesadong miyembro ay maaaring mag-avail via email: customercare@pecci.com.ph (Ilagay bilang subject ang produktong nais i-avail: “Special Education Loan Assistance” at i-lakip ang company ID)

Bilang “kaagapay sa pagbangon”, hangad ng PECCI na makatulong ang mga bagong produkto sa mga miyembro nito.

#PECCICares

Together We Can Overcome

08/24/2020

PECCI will re-launch its Emergency COVID Loan this September 1, 2020 to aid its members needing financial assistance in these challenging times.

Emergency COVID Loan Features:

...

• Open to all Members, deferred or not

• No Co-maker required

• Payable in 24 months at 9% p.a.

• Maximum of PhP 20,000 (net)

• With 2% Service Fee

Interested Members may avail of this limited offer by sending the loan request to customercare@pecci.com.ph

- Subject: Emergency COVID Loan

- Attach photo of Company ID for payroll members and/or government ID for non-payroll members

- Accomplish loan form which can be downloaded here: https://www.pecci.com.ph/forms

- For non-payroll members with Post-Dated Check (PDC) payment option, submit PDCs once normal operations resumes.

Kaagapay mo. #PECCICares

Safe. Seamless. Online.

07/30/2020

PECCI'S Loan Application Step-By-Step Process.

Step 1 Evaluate and Choose the Loan you need

Short-Term? Long Term? Choose among PECCI'S variety of product offers depending on your needs.

...

Step 2 Email our friendly Customer Care representatives

Email us at customercare@pecci.com.ph and we'll immediately respond with all the information and requirements you need.

Step 3 Complete the Requirements Online

You can complete all requirements and approvals (even signatures) online!

Step 4 Bank Deposit

Voila! We'll deposit the Loan proceeds to your Bank Account on Record.

PECCI under New LEADERSHIP

06/17/2020

True to its theme last 7th General Representative Assembly, "Embracing Change and Transformation", PLDT Employees Credit Cooperative (PECCI) embraced change by electing new set of Officers to lead the cooperative towards further development and greater heights.

...

In the last Special Board Meeting held last June 11,2020 , Chairperson Dennis Jose I. Donato read his letter to the body and announced that he will relinquish his post as Chairperson of the cooperative. He further added that he wants to give way to other competent Directors who can steer and navigate our cooperative to greater glory. He thanked everyone for the opportunity to serve the cooperative in his most modest capacity.

With this development, the Board of Directors called for an urgent meeting on June 15, 2020 for the conduct of election for the Board Chairmanship under the supervision of Audit Chairperson Cesar Hernandez, Jr.

Voted unanimously for Chairperson is Director Sergio P. Navarra. But since Dir. Serge Navarra is the current Vice Chairperson, the position has been declared vacant after his election as Chairperson.

Dir. Ethel A. Soriano was also voted unanimously as Vice Chairperson to replace Dir. Serge Navarra and automatically becomes the Chairperson of Education and Training Committee (EdCom).

Let us all express our thanks and appreciation to Dir. Dennis Jose I. Donato for his unselfish leadership which brought our cooperative to where it is now.

And let us welcome our new Chairperson Sergio P. Navarra and Vice Chairperson Ethel A. Soriano who will lead, navigate and propel our cooperative to further transformation and development.

My call to enjoin everyone to extend full support and trust to our newly elected Leaders.

Mabuhay ang PECCI!

Alexander M. Casas

BOARD SECRETARY

June 16, 2020

ADVISORY TO PECCI MEMBERS

06/07/2020

In view of the lifting of the Moderate Enhanced Community Quarantine in Metro Manila and most cities in the country on June 1, 2020, your Board of Directors (BOD), in a special meeting held on the same day, have recognized, considered and approved the following:

1. Payroll deduction and other collection modes will resume on June 30,2020

2. In recognition of the fact that members will need further relief from the expected financial burden that they will face within the next few months, which includes, among others;

a. Settlement of accumulated monthly bills which remain unpaid during the quarantine period;
b. Payment of tuition fees and other back-to-school related expenses;
c. Needed funds to re-start stalled businesses;
d. Extra cash for additional expenses needed to prepare for the "new normal" (i,e,personal PPEs,medicines/vitamins, internet connection, online school gadgets,etc.)

...

Your BOD has decided to extend all loan terms by an additional six(6) armortization periods covering the March 31, April 15, May 15, May 31 and June 15 payroll periods, in which PECCI wasn't able to collect. This means that collection of these due loan amortizations will start only after the end of your current loan term, for example:

If your current loan term will end on: August 31, 2021
The deduction of the due loan amortizations will be on: September 15, 2021 to November 30,2021

The uncollected loan amortizations will not be subjected to additional interest, penalties or service fees.

As you all know, dear members, our main source of income is the "collected" interest income on loans, which accounts for 81% of our total revenue, Unlike other businesses, credit cooperatives are not allowed to book as revenue the interest income from loans that are not actually paid and collected, This means that since PECCI was not allowed under the Bayanihan to Heal as One Act to bill its receivables during the quarantine period, our revenue from interest on loans since March 15,2020 is practically zero.

Having this in mind, we would like to ask for your support and encourage each and every one of you to voluntarily pay your due loan amortizations comprising of six (6) payroll periods from March 31 to June 15, 2020 ("total due amount"). As an incentive, your BOD has approved the following terms, if you will settle your obligations in full, at certain periods:

e. If fully paid within June 30,2020 - cash refund of 8% of the total due amount.
f. If fully paid within July 31,2020 - cash refund of 7% of the total due amount.
g. If fully paid within August 31,2020 - cash refund of 6% of the total due amount.

Payments should be done over the counter, via check payment or thru direct deposit to PECCI's bank account. Cash refunds will be given to the members 15 days after the end of each of the periods stated abovem via credit to their respective ATM accounts.

With these concessions, your BOD hopes that members would be able to cope with the financial stress that lay ahead, as we all make oru best efforts to recover from the COVID-19 pandemic at the soonest possible time.

If you have clarifications, please don't hesitate to get in touch with us at:

Email address: customercare@pecci.com.ph

Mobile Nos: 0919-0788961, 0919-0788959, 0919-0788958

ADVISORY TO PECCI MEMBERS

04/13/2020

In our effort to streamline process and requirements during the duration of the enhanced community quarantine, we are presenting herewith the guidelines for the following:

1. Withdrawal from Savings Account

...

- All request for withdrawal from Savings Account (SA) shall be done via email by member concerned using his company email and/or personal email account.

- Photocopy of company ID and/ or any government issued ID for non-payroll shall be attached to the email request. .

- Copy of withdrawal slip form is not necessary.

- Submit request to customercare@pecci.com.ph

2. Loan Application

- Copy of Loan Form may be downloaded from PECCI website.

- Concurrence of all co-makers shall be included in the email trail of the requesting member

- Moratorium on loans payment shall be observed during the duration of enhanced community quarantine (ECQ) as per Presidential Proclamation.

- Submit loan request to customercare@pecci.com.ph

We want to serve you better in these times of crisis. We want to make you feel, WE CARE.

PECCI MANAGEMENT

For inquiries, don’t hesitate to get in touch with us at:

Email address: customercare@pecci.com.ph

Mobile Nos.: 0919-0788961 / 0919-0788959 / 0919-0788958

Dear Valued Members,

04/08/2020

In the observance of the Lenten Season, PECCI will not be operational from April 9, 2020 (Maundy Thursday) until April 12, 2020 (Easter Sunday).

Transaction handling will resume on Monday, April 13, 2020.

Wishing everyone a meaningful and blessed season of reflection.

God bless us all.

ALL PECCI MEMBERS

03/30/2020

Pursuant to and in compliance with R.A 11469 or “Bayanihan to Heal As One Act of 2020”, please be advised that PECCI will not be processing any salary deduction starting on payroll period March 31, 2020 until further notice. Likewise, PECCI will not be collecting any other types of payment from Non-payroll members as well as those other receivables covered by Post-dated Cheques.

...

Non-payment of these obligations will not be considered as deferrals and would not incur any additional interest, penalties and fees.

Let us continue to support one another in these trying times. Stay home. Be safe.

For further inquiries, please don’t hesitate to get in touch with us at:

Email Address : customercare@pecci.com.ph

Mobile Nos : 0919-0788961 / 0919-0788959 / 0919-0788958

This is a system generated email. Please do not reply.

ALL PECCI MEMBERS

03/23/2020

Pursuant to the declaration of President Rodrigo R. Duterte, on March 8, 2020, of Proclamation No. 922 declaring a State of Public Health Emergency throughout the country due to the outbreak of COVID 19, PECCI will cease normal operations during the duration of the enhanced community quarantine or up to April 12, 2020.

...

This is also in line with the progressive pandemic brought about by the spread of Novel Corona Virus as of March 19, 2020 wherein non- essential services are hereby advised to close their offices to ensure the safety and health of its employees.

We enjoin everyone to keep safe and healthy during the duration of the national health crisis.

PECCI Management

WE ARE PLEASED TO ANNOUNCE THE NEWLY - ELECTED MEMBERS OF PECCI'S ELECTION COMMITTEE

03/18/2020

(Election held at the 7th Representative Assembly , March 8, 2020)

1. BIENVENIDO V. GATCHALIAN JR.

2. RODEL C. CADORNIGA - A.K.A "GADO"

STEPS IN MAKING CASH OR CHEQUE DEPOSITS INTO PECCI'S BANK ACCOUNTS

03/13/2020

1. DEPOSIT YOUR CASH / CHEQUE AT:

Any of PECCI's banks (BDO, Metrobank and BPI). For the account details, please contact our Treasury Staff below.

...

2. NAME YOUR DEPOSIT SLIP

inform the bank teller to put your name on the validation portion of the deposit slip.

3. EMAIL OR FAX THE FOLLOWING:

- a clear copy of the validated deposit slip.

- instruction stating the amount deposited and what it is intended for (Savings, Loan payment, etc).

- photocopy or scanned copy of your ID.

- your contact telephone.

(Email)
diana.fernando@pecci.com.ph
maribel.munsayac@pecci.com.ph
lorelee.parangalan@pecci.com.ph

(fax) 8892-5868

TO: ALL PECCI MEMBERS

03/13/2020

Pursuant to the Government's imposition of Community Quarantine in Metro Manila, please be guided with the following:

• Walk-in transactions will not be entertained until further notice.

...

• All business transactions will be done Online:

- On loans, you may email your applications together with the latest four (4) pay slips and other requirements if needed such as TelesCoop balance.

- On savings withdrawals, you may email your validated deposit slips; please indicate your name and the purpose of the deposit(

- On deposits, you may email your validated deposit slips; please indicate your name and the purpose of the deposit (ie loan payment, deposit to savings, etc).

• All cash releases will be done via deposit to your respective bank ATM accounts.

For inquries, you may reach us at the following contact details:

For loans, savings withdrawals and other inquiries:

Customer care at telephone number 02-8892-6111

Email at customercare@pecci.com.ph

josefina.agao@pecci.com.ph
editha.sudla@pecci.com.ph
mila.de.leon@pecci.com.ph
mercedita.lazaro@pecci.com.ph
justin.caragay@pecci.com.ph

For savings deposits:

Email at treasury@pecci.com.ph

diana.fernando@pecci.com.ph
lorelee.parangalan@pecci.com.ph
maribel.munsayac@pecci.com.ph

Aling PECCIng

03/10/2020

Umiiwas sa crowded na lugar?

Limited ang supply sa grocery?

Mahirap magbibit ng pinamimili?

Buy your groceries now, online! alcohol, tissue, canned goods, frozen meat products, bigas at iba pa, available na!

Mura na! FREE Delivery pa! **free delivery for minimum of P500 purchases

https://peccishopping.com.ph

PRODUCT ADVISORY

02/21/2020

ZERO % BONUS ADVANCE LOAN

Launch / Start of application date:
February 5, 2020

...
Bonus Period:
Mid - Year Bonus

Loan Release Date:
February 12, 2020

Loan Interest Rate:
Zero Percent (0%)

Payment Date:
Within three (3) days after bonus release date; if unpaid after due date, loan will converted into Regular Loan, to be amortized over 12 months

Payment Method:
Over the counter at PECCI Office or via Bank Deposit

Call us now at 8892-6111 or Email us at customercare@pecci.com.ph

Read more

ANNOUNCING THE ELECTION FOR 2020 PECCI ELECTION COMMITTEE MEMBERS

02/19/2020

Position at Stake:

Two (2) Members of Election Committee
Qualification of Candidates:

1. A Regular Employee of PLDT
2. Duly elected member of Representative Assembly
3. Must have the time and willingness to serve.
4. Member in good standing, certified by PECCI's General Manager
5. At least twenty-one (21) years of age at the time of his/her election or appointment
6. At least college level and have at least two (2) year's experience in cooperative business
7. Has paid the minimum capital requirement
8. Has continously patronized the Cooperative services
9. Has completed or be willing to complete the required education and training as may be provided by law, rules and regulations and policy approved by the Representative Assembly.
10. Must be of good moral character
...
11. Physically present at the time of his/her election

Guidelines for filling the candidacy:

1. Interested members of the Representative Assembly should personally file their Certificatte of Candidacy to the PECCI Election Committee the with following requirements:

a. Accomplished Certificate of Candidacy (form attached in this email or can be requested via email, but hard copy is required in filling)
b. 1pc. 2x2 ID picture
c. Email soft copy of picture to clyde.magno@pecci.com.ph
cc: ramon.morato@pecci.com.ph; ryan.lorenzo@pecci.com.ph

2. Filing dates of candidacy:

Dates: Feb.26 to 28, 2020
Time: 12 noon to 5pm of the above dates
Applications after 5pm of February 28 shall not be accepted

3. Where to File:

PECCI Office, 4th Floor Universal Re Bldg., Paseo de Roxas cor. Perea St.,Makati City
Date of Election: Sunday, March 8,2020
Election Venue: SMX Convention, SM Mall of Asia, Pasay City

For further inquires , you may call: PECCI Election Committee Secretariat @ Mobile No. 09088671184

Read more

2020 PECCI ANNUAL REPRESENTATIVE ASSEMBLY

02/05/2020

Submission of Proposed Amendments and Resolutions

In connection with the 2020 PECCI Annual Representative Assembly, please submit your proposed amendments / resolution (hard copy and soft copy) through your elected Representatives on or before February 27,2020, 5:00 PM to:

PECCI EdCom Secretariat
4th Floor, Universal-Re Bldg.
Paseo de Roxas cor. Perea Sts., Makati City

edcom@pecci.com.ph
Fax at (02)812-0120

Please use the attached form in the preparation and submission of your proposed Amendment/Resolution which can be downloaded from the PECCI Website. We have posted sample proposals in the PECCI Website for reference. Failure to use the prescribed template will not be ...
considered as valid proposal.

We will review and evaluate your proposed amendment / resolution and advice you accordingly if this will be included for discussion and deliberation in the 2020 PECCI Annual Representative Assembly.

Thank you.

PECCI Website & Online Query

02/03/2020

Sa bagong member's online query page, ang inyong balances mula January 2. 2020 hanggang sa kasalukuyan ay inyo na pong makikita. Subalit ang inyong balances bago mag January 1, 2020 ay pansamantalang hindi ninyo po makikita, habang patuloy naming isinasaayos ang bagong online query page. Maari po ninyong hingin sa ating CustCare sa pamamagitan ng email or tawag.

...

Maari rin po kayong pumaroon sa ating opisina sa 4th floor Universal Re Perea St. Makati City. Ikalulugod po namin kayong paglingkuran.

Iparating po sa amin ang inyong mga mungkahi at panukala sa: ric.penarroyo@pecci.com.ph

Manatiling nakatutok for updates.

Special Calamity Loan

01/17/2020

A Special Calamity Loan is made available for all Batangas PECCI Members.

What's New 2020?

01/03/2020

The new year brings new hope, new opportunities to make things right! For PECCI the new PECCI Information Management System (PIMS) is now in place and will bring PECCI system to a whole new level. Change is happening!

Aling PECCIng

11/20/2019

Bukas na......Ang Alin?

Ang tindahan ni Aling PECCIng! Tara na sa tindahan ni Aling PECCIng.

Register now and get freebies!

SHOP now and enjoy exclusive deals! - https://peccishopping.com.ph

Buy Out Loan

10/10/2019

A special type of loan to acquire outstanding loan balances from other lending institutions offering higher loanable amounts with longer payment period.

Enhanced PECCI Loan Account Restructuring

09/16/2019

"ePLAR" is a special type of loan with the purpose to increase loan revenue, stretch payment period, lower monthly amortization and renew or update co-makers.

Cash Agad Loan

09/09/2019

"CAL" - Cash Agad Loan is a special type of loan to finance immediate cash requirements for members without existing loan balances or active members without deferment. This is also offered to non-payroll members.

Financial Performance Highlights

08/28/2019

FY2018 was a milestone year for PECCI as it posted its highest Net Surplus in 60 years, with this in mind, your leadership has laid out plants to meet the challenges of achieving our revenue goals. For the 1H2019, We were able to surpass our revenue and undivided net surplus targets by 4% and 5%, respectively. This only shows that with your support, we would be able to achieve our aspirations no matter how big the challengs may be. As we push through to the remaining half of the year, we encourage you, our dear members, to continue patronizing our loan products and services. Our success starts with each one of us and together, we can overcome whatever challengs will come our way.