News and Advisory

ADVISORY

01/18/2021

PECCI's special offers to aid members from 2020 challenges has been EXTENDED! until MARCH 31, 2021

• Special Calamity Loan

• Special Educational Loan

• Cash Agad Loan

• Emergency COVID Loan

PRODUCT ADVISORY

01/18/2021

SPECIAL CALAMITY LOAN

• Net of Php 60,000

• Quick approval and guranteed 24-hour release upon completion of requirements

• No Service Fee

• 9% Interest per Annum

Open to all members whose registered addresses are in NCR or any part of Luzon which were hit by typhoons Rolly and Ulyses.

PRODUCT ADVISORY

01/18/2021

SPECIAL EDUCATIONAL LOAN ASSISTANCE

• Available for all members except those without loan collection for the past 6 months.

• Payable in 24 months or 36 months term

• Quick approval and guranteed 24-hour release upon completion of requirements

• For members with deferment, 5% will be deducted from the loan proceeds.

For the immediate educational needs of the members relevant to the present situation with a gross amount of Php 80,000.

PRODUCT ADVISORY

01/18/2021

CASH AGAD LOAN

• No requirements for shortlisted members

• No Co-maker required

• No payslip required

• No Service Fee

Open to all active members with no deferments or outstanding loan balances, presently employed with PLDT Inc., it subsidiaries and affiliates, and non-payroll members.

PRODUCT ADVISORY

01/18/2021

EMERGENCY COVID LOAN

• No Co-maker required

• Payable in 24months

• 2% Service Fee

• 9% Interest per Annum

For member and his/her immediate family (1st degree only) who tested COVID positive, no interest will be applied (prospective). Documentary proof required.

FINANCIAL LEARNINGS IN 2020

01/07/2021

HEALTH INSURANCE

COVID-19 has shown us how important it is to buy health insurance. Life is so uncertain that we can't really prepare for everything but as far as preparations go, health should be on top of the list

LIVE WITHIN YOUR MEANS

This practice makes us aware of what our basic necessities are and may come in handy during pandemic times.

EMERGENCY FUND

Building such a fund will help you meet day-to-day expenses in the absence of a regular income or while tackling any financial emergency.

PORTFOLIO DIVERSIFICATION

The market crash after the COVID-19 has underlined the importance of a diversified portfolio. By investing in various forms of investments, you can reduce the risk of getting affected by a financial crisis that may arise in the future.

...

UNNECESSARY SPENDING

Saving money can contribute towards making you financially independent, providing you with security in times of emergency.

FINANCIAL SELF RELIANCE

This pandemic brought out the best in us, in terms of financial survival. Learn new skills and develop our talents. The best investment is investing in ourselves.

PASSIVE SOURCE OF INCOME

With the outbreak of the virus, many people lost their jobs. It is vital to have a passive source of income such as working part time, freelancing or producing online content.

NO MATTER THE CIRCUMSTANCES. REMAIN A CHEERFUL GIVER

Even during financil hardships, it pays to find ways to help those in greater need.

Steps in making cash or check deposits into PECCI’s bank account:

01/01/2021

1. For over the counter Deposit of cash or check at :

• Banco De Oro (Makati Avenue-Ayala Branch) current account no. 005318013077

• Metrobank (GT Tower Center) current account no. 096-7096504353

• Bank of the Philippine Islands (Corinthian Plaza) current account no. 3211090455.

2. Inform the bank teller to reflect the name of the depositor on the validation portion of the deposit slip.

3. For bank online deposit, take a screenshot of transaction with reference number.

4. Email to: diana.fernando@pecci.com.ph, maribel.munsayac@pecci.com.ph, lorelee.parangalan@pecci.com.ph

...

or FAX at 892-5868 the following:

a. Scanned copy of deposit slip or online transaction

b. Letter of instruction from the depositor stating the amount deposited and for what the deposit is intended for (ie Savings deposit, payment of loan, etc.)

c. Photocopy/scanned of ID

d. Your contact number (for confirmation of the deposit by our Member Care & Support Department)

Deposits to PECCI bank account are Monday to Friday only (regular banking day) with cut-off time until 5PM.

Should you have any clarification, please feel free to contact us at telephone no. 88926111.

Thank you.

MERRY CHRISTMAS and a better NEW YEAR to all of us!

12/25/2020

Christmas is all about caring and sharing.

Merry Christmas! Wish your homes will be filled with joy and love!

Hope we all end the year with cheer and make way for a fresh and bright 2021! 🌟

PS: Please take note that PECCI will be close on December 24, 25, 30 & 31 2020 and January 1, 2021

Good news to all PLDT MRP Availers!

10/31/2020

Need Advance Cash for your Retirement Plan?

New PECCI Offering:

...

All HR-approved PLDT MRP applicants can now enjoy retirement by advancing a portion of their separation pays to finance immediate cash requirements for the early settlement of obligations or push through with pending investments or expenditures.

1. Open to all PLDT Inc employees, approved by HR to avail of the MRP

2. Loanable amount is based on SEPARATION PAY (less TELES/PECCI/TELEMCO & TAHANAN loan balances)

3. Maximum Loanable amount of 1 MILLION PESOS

4. Interest rate of 9% per annum

5. Service Fee of 2% of the gross loan

6. Payment period: Upon receipt of the separation pay and will be billed in the final pay (Principal amount - equivalent interest amortization)

7. No co-makers needed

8. Quick approval upon completion of requirements

9. No deferment. In case of deferment, will be subject to credit evaluation for approval Avail now!

Download the Application Form Here: https://www.pecci.com.ph/forms.html

#PECCIcares

To: All PECCI Members

10/23/2020

ERRATUM: Interest Rates for P1Million to P2 MIllion Pesos to 3.00% for members with loans and 2.25% for members with NO loans. Thank you.

Dear PECCI Members/Co-operators,

A few days ago, PECCI Management released an Advisory regarding the reduction of interest rates on savings deposits.

This initiative was brought about mainly by your leadership's desire to give due recognition to patronizing members, who continuously support our products and services, by giving them full interest rates (6%, 3% & 2.75%) on their savings deposits and at the same time, encourage casual borrowers and non-patronizing members to do the same.

As you all know, all Cooperatives thrive on the support of their members. It is the fundamental obligation of each member to support their Cooperative's products and services. Without the members support, no Cooperative will survive, especially now in this time of pandemic.

...

As of August 31, 2020, PECCI's total membership stood at 12,333. Of this total, only 6,203 have existing loans, which means that 6,130 or 49.7% (almost half of all members) do not avail of any of our loan services. It is in this context, that your leadership has decided to initiate change in the interest rate structure.

Since the Advisory came out, Management has received several feedbacks and suggestions from our dear members. Th prevailing theme of said comments are mostly positive, but some have expressed concerns regarding the threshold set by the initiative, which affects the casual borrowers who, while their borrowings are at the low-end, have indeed shown support by patronizing our loan products nonetheless.

These concerns have reached our Board of Directors and on a meeting held last night, October 26, 2020, have decided to revise the interest rate table, as follows:

With this change, your leadership hopes that we will achieve the objectives set by this intiative. Rest assured, your Board of Directors will continue to find ways to serve for the best interest of PECCI and the general membership.

Let's continue to support one another. Let's continue to support PECCI. Thank you and stay safe.

PECCI Management

Tindahan ni Aling PECCIng Grand REOPENING

10/16/2020

STAY HOME SAFE!

Buy your GROCERIES Online!

Register /Log-in at https://peccishoping.com.ph

( previous registered members just need to change password )

Store Pick-up Address: 48 Kamuning Road, Quezon City

We deliver in Metro Manila and nearby provinces via MrSpeedy

In Fulfillment of a Promise…Amidst the Pandemic

10/10/2020

PECCI'S Loan Application Step-By-Step Process.

Step 1 Evaluate and Choose the Loan you need

Short-Term? Long Term? Choose among PECCI'S variety of product offers depending on your needs.

In response to CDA Chairman and USEC Orlando Ravanera’s call for support to the Lumads of Mt. Kalatungan and Mt. Kitanglad, the PLDT Employees Multi-Purpose Cooperative (PECCI), a Makati-based cooperative which has been in operation for 62 years now and composed of 12,000+ members from active and regular employees of the PLDT, its subsidiaries and affiliates and retired PLDT employees, pledged to fund the construction of a Multi-purpose training center for their livelihood programs. This promise was made during the celebration of the Cooperative Month in Cagayan de Oro in October of 2019.

As of today, the multi-purpose training centre stands-out in Mt. Kitanglad. The Training Centre bears the PECCI name and logo. This is a legacy that each PECCI member will forever be proud of, being part of this worthy undertaking.

...

However, delivering our promise to build the training center does not end by only constructing the structure. This is just part 1 of a three-year sustainable project to uplift the living conditions of Lumads in Mt. Kitanglad. To implement the 2nd phase of the program is to build a “plant nursery” where Lumads can grow seedlings into small plants, nurture it until it become healthy enough to be planted out in the open mountains until these grow to become mature fruit bearing trees.

The training center that we built will be the venue where we will educate the Lumads about the modern ways of farming coffee, cacao and bamboo, in the hope that they will have a more permanent and sustainable source of livelihood. With CDA support, PECCI will collaborate with Department of Agriculture and Tesda for these plans to materialize.

PECCI believes in protecting, preserving and developing traditional indigenous skills and cultures. Education was a significant step towards empowering indigenous peoples to participate more fully in their communities.

To make this a reality, we are calling on your help, we are knocking on the doors of other cooperatives to collaborate with us on this undertaking. Together, we can make a difference. We can help a community be able to sustain itself in the long run. We can help improve the lives of our katutubo. Let us heal our land, let us heal as one!