PECCI PARA SA KABUHAYAN, KALIKASAN AT KINABUKASAN

Matapos ang unang tatlong buwan ng 2025, tayo ay nakapag-generate ng P53 milyon na Undivided Net Surplus.

In terms of Revenue, kumita tayo ng P115 milyon. Ito po ay P3 milyon more compared to last year. Ito ay bunga ng patuloy ninyong pagsuporta sa ating mga loan services and consumer products.

Tumaas ang Administration Cost by P7 milyon due to the combined increases of Insurances (life insurance for members) and cost of the recent Representative Assembly. Ang Financing Cost naman ay bumaba ng 5%, compared to last year mainly due sa lower level of savings deposit this year.

Sa bottom line, bahagyang bumaba ng P2 milyon o 4% ang ating Undivided Net Surplus compared sa parehong period nuong 2024.

REVENUE (KITA)

Ang P92 milyon na "Income from credit/ consumer operations" ay mga interests/sales na ating nakolekta, mula sa mga cash loans at biniling consumer products ng ating mga members.

Salamat po sa mga tumatangkilik ng ating mga products at sana'y patuloy ninyong suportahan ang ating mga programa at adhikain. Duon naman sa mga members na hindi pa nangungutang o bumibili, patuloy namin kayong hinihikayat na mag-participate sa ating mga loan/product offers para kayo ay makatulong sa ating pag- unlad.

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TO: ALL PECCI MEMBERS

In the recently concluded 15th SB 2024-03 (04) Special Board Meeting held last March 27, 2025, the Board of Directors elected the following Officers of PECCI Multipurpose Cooperative (PECCI) effective April 1, 2025:

Current Chairperson Ethel A. Soriano was unanimously re-elected as Chairperson of the Board. Director Ferdinand O. Villanueva was elected as Vice-Chairperson of the Board and assumed the Chairmanship of the Education and Training Committee (EdCom).

We enjoin everyone to extend your usual support and cooperation to our Chairperson and Vice-Chairperson and to our beloved cooperative as we assure our members of their commitment to sustainability and progress of PECCI.

Thank you very much!

PECCI Management

Advisory Declaration of All Appointed Positions Vacant 2025

ATTENTION:

During the 15th Special Board Meeting held on March 27, 2025, The Board of Directors declared ALL Appointed Positions - Officers and Committees vacant effective April 1, 2025.

All incumbent Officers and Committee shall continue in the exercise of their duties and responsibilities until their successors have been duly chosen and appointed.

In view of this, anyone interested to serve for any position or be part of any Committee is required to submit his/her individual Letter of Intent (LOI) via email addressed to (see below) and should indicate the 1st choice, 2nd or 3rd choice of the Position or Committee he/she is interested in.

board.directors@pecci.com.ph
secretary@pecci.com.ph
ma.victoria.buenvenida@pecci.com.ph

No need to attach word file of the LOI, Email format is the preferred norm. CPls. submit your Letter of Intent (LOI) from April 2,2025 to April 8,2024.

Deadline for submission of LOI shall be on April 8, 2025 (CBH)

Thank you,

Board Secretary

Celebrating Women Leadership in Cooperatives:
PECCI Chairperson Ethel Soriano Recognized by the CDA

This National Women's Month, we proudly celebrate the outstanding leadership of Ms. Ethel Soriano, Chairperson of PECCI, as she is recognized by the Cooperative Development Authority (CDA) for her remarkable contributions to the cooperative sector.

Under her leadership, PECCI has achieved historic milestones, recording consecutive all-time highs in loan releases and net surpluses in 2023 and 2024. Her unwavering commitment to cooperative values has strengthened member engagement, increasing patronage from 51% in 2022 to 68% in 2024-a testament to the trust and confidence she inspires.

A strong advocate of servant leadership, Ethel has cultivated a culture of collaboration, respect, and shared responsibility. Through her mantra, "Kayang-kaya basta sama-sama" (Together, we can achieve anything), she has united officers, management, and staff, fostering resilience and a collective spirit.

Beyond financial success, Ethel is a champion of gender inclusivity, ensuring women play an active role in cooperative leadership. Through her efforts, 19 women now serve in key positions within PECCI, proving that women are powerful catalysts for growth and change.

Her influence extends beyond PECCI, as she was also recognized as Asia's Game Changer in Collaborative Community Development at the 2024 Asia's Pinnacle Awards. Her leadership is a testament to perseverance, passion, and the belief that meaningful change starts with people.

We salute Chairperson Ethel Soriano for her inspiring leadership, unwavering dedication, and commitment to empowering women in cooperatives. Her journey is a beacon of hope, proving that when women lead, communities thrive.

𝗣𝗘𝗖𝗖𝗜 𝗘𝗮𝗿𝗻𝘀 𝟴𝘁𝗵 𝗦𝘁𝗿𝗮𝗶𝗴𝗵𝘁 𝗨𝗻𝗾𝘂𝗮𝗹𝗶𝗳𝗶𝗲𝗱 𝗢𝗽𝗶𝗻𝗶𝗼𝗻 𝗳𝗿𝗼𝗺 𝗦𝗚𝗩

For the 8th consecutive year, PECCI has received an unqualified opinion from SGV & Co., the country’s most prestigious auditing firm! This seal of approval reaffirms our commitment to financial transparency, accountability, and credibility.

SGV’s rigorous standards make this achievement even more meaningful, proving that PECCI remains a trusted and well-governed cooperative.

Here’s to another year of growth and integrity, Ka-PECCI!

TO : All PECCI MPC Members

DATE : February 12, 2025

SUBJECT : MANAGEMENT ADVISORY
2024 Interest on Share Capital and Patronage Refund

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Hello Dear Members!

We are delighted to announce that your Cooperative has achieved an Undivided Net Surplus of P285.9 million for the twelve months ending December 31, 2024 - an increase of 15.5% (P38.4 million) compared to last year!

After deducting statutory funding requirements, the Net Surplus Available for Distribution amounts to P214.5 million.

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Unlock Vietnam: Sign up as NEW MEMBER or RECRUIT NEW MEMBERS and Get the Chance to Join an Unforgettable Coop-sponsored FREE Trip!

Who can join?

•New Members - All individuals who sign up as PECCI members from January to October 2025.

•Members with Recruits - Existing PECCI members who successfully recruit at least five (5) new members from February to October 2025.

What's at Stake?

Be one of the TEN (10) members to join the PECCI delegation to the Climate Change Global Summit 2025 in Vietnam!

Prizes Include:
All-expenses-paid sponsored trip
Free travel & accident insurance

Start recruiting now and secure your spot for this exciting opportunity!

On November 27, 2024, PECCI delegates embarked on an remarkable journey to Thailand to attend the 2024 Global Cooperative Climate Summit Sponsored by CLIMBS Life and General Insurance Cooperative, the leading insurance cooperative in the Philippines, the Summit took place at the Ambassador Hotel in Bangkok, spanning five days, from November 27 to December 1, 2024 This transformative experience blended learning about climate change, and fostering global collaboration to combat its catastrophic effects while immersing in Thai culture.

The Summit featured a series of enlightening presentations from keynote speakers representing various countries. These talks highlighted the urgent need to address climate change and explored actionable strategies for mitigation.

One particularly impactful moment came from Mr. Ludwig O. Federigan, whose powerful statement resonated deeply with attendees:

"Climate change, driven by us humans, is happening, and it is happening very quickly."

This urgent call to action inspired delegates to seriously think about their roles in combating climate change, both individually and collectively.

The cultural night offered a chance to engage with representatives from other cooperatives. Delegates were treated to a display of Thai cultural dances, showcasing the country's rich heritage. The evening's highlight was the awarding of standout cooperatives and individuals who shone during the event.

PECCI was given an award for its prompt on-boarding in Weather Protect Insurance, a product which safeguards cooperatives from the adverse effects of climate change such as intense rainfall and severe flooding.

On individual awards, PECCI delegates didn't disappoint as they were given recognition, as follows:

• Lord and Lady of the Night: Mr. Cesar Hernandez and Ms. Anne Adriano

• King of the Night: Mr. Cloyd Suayan

• Best Dressed Female: Ms. Michelle Mintu

• Best Cultural Award: Mr. Billy Villar

The Summit concluded with a historic contract signing between PECCI, represented by Chairperson Ethel Soriano, and CLIMBS, led by its President & CEO Mr. Noel Raboy. This agreement will provide free life insurance coverage for PECCI's 12,000+ members, a forward-thinking initiative that underscores PECCI's commitment to enhancing member benefits and financial security.

For PECCI's members, this first international trip marked a milestone in the cooperative's history. Chairperson Ethel Soriano's vision of a progressive, globally engaged cooperative came to life, leaving delegates inspired and empowered

Returning to the Philippines, the PECCI delegation carried home not only unforgettable memories but also a renewed commitment to addressing climate change and fostering sustainability. With every step forward, PECCI proves its dedication to its members and its role as a leader in cooperative innovation.

Keep patronizing PECCI's products and services. Who knows? You might be the next Ka-PECCI member to be randomly chosen for the next conference-sponsored travel abroad. The journey continues!

𝐏𝐚𝐦𝐚𝐬𝐤𝐨𝐧𝐠 𝐇𝐢𝐫𝐢𝐭 𝐋𝐨𝐚𝐧: A special type of loan to provide financial assistance, ensuring that members can fully enjoy the spirit of the Christmas season. While celebrating this joyous time, it also aims to support the SCD Project on environmental care through tree-planting activities across the entire country.

REQUIREMENTS:
Accomplished Orange Loan Form: https://www.pecci.com.ph/Forms.aspx

Submit accomplished Orange Form to customercare@pecci.com.ph

PECCI MULTIPURPOSE COOPERATIVE PECCI Shines Bright at Asia's Pinnacle Awards Night: A Celebration of Excellence and Community Impact

The Asia's Pinnacle Awards Night was a celebration of excellence, dedication, and hard work, bringing together remarkable individuals from diverse fields. As achievements were recognized and inspiring stories shared, the evening radiated with excitement and pride. It was a reminder of the power of collaboration, innovation and the inspiration of honoring those who strive for greatness.

The PECCI Multipurpose Cooperative, for the 3rd consecutive year, was recognized as "Asia's Outstanding Cooperative Excellence Award. In addition, PECCI Chairperson, Dir. Ethel Soriano was given the distinction as "Asia's Game Changer in Collaborative Community Development" for her outstanding leadership and innovative approaches in fostering growth and collaboration within communties. PECCI was represented by the 7 Board of Directors, the Audit Committee Chairperson and the Chairperson and Finance Officer of the Social Community Development Technical Working Group (SCD TWG).

In her acceptance speech, Chairperson Ethel Soriano acknowledged and paid tribute to the Board of Directors and officers of the Leadership team, PECCI Management and Staff and the members, who are all instrumental to the success of PECCI. She requested for everyone to continue striving for excellence and join hands to build a more sustainable and equitable future for everyone. She also underscored making meaningful impact in our communities as the true essence of the awards and recognitions being given that night.

PECCI is at the pinnacle with this award but it will continue its unwavering commitment to help communities in need especially in times of calamities. As a big brother, PECCI will even strengthen relationships with other cooperatives in the cooperative movement, thereby, expanding our reach and opening doors for opportunities to develop and reach greater heights..

COMMITMENT TO SUSTAINABILITY AND PROGRESS

Matapos ang unang siyam na buwan ng 2024, tayo ay nakapag-generate ng P216 milyon na Undivided Net Surplus.

In terms of Revenue, kumita tayo ng P390 milyon ngayong 2024. Ito po ay P30 milyon more compared to last year. Ito ay bunga ng patuloy ninyong pagsuporta sa ating mga loan services and consumer products.

Ang Administration and Financing Costs ay parehong mas mababa ng 7%, compared last year mainly due Management's cost-cutting initiatives.

Sa bottom line, mas mataas nang P43 milyon o 25% ang ating Undivided Net Surplus compared sa parehong period, nuong 2023.

REVENUE (KITA)

Ang P299 milyon milyon na "Income from credit/ consumer operations" ay ang pinanggagalingan ng ating kinikita. Ito ay ang mga interests/sales na ating nakokolekta, mula sa mga cash loans at biniling consumer products ng ating mga members.

Sa mga tumatangkilik ng ating mga products, saludo kami sa inyo, at sana'y patuloy ninyong suportahan ang ating mga programa at adhikain. Duon naman sa mga members na hindi nangungutang o bumibili, patuloy namin kayong hinihikayat na mag-participate sa ating mga loan/product offers para kayo ay makatulong sa ating pag-unlad.

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Five ka-Pecci Climate Advocates: Off to Thailand for an Unforgettable Journey!

On October 3, 2024, the much-anticipated moment arrived as PECCI conducted the random selection to reveal the five members who will have the opportunity to join a Climbs Insurance/ NafeCoop sponsored conference in Bangkok, Thailand and be part of the PECCI Delegation to the Global Cooperative Climate Summit 2024. The raffle took place at the PECCI Head Office and was handled by the Election Committee officers - Messrs. Jayber Ilar, Rhonnel Santiago, and Alex Balignasay under the supervision of Audit Committee's Mr. Lester Bisco. The Board of Directors and the Board Secretary acted as witnesses to the drawing to ensure transparency and fairness by recording the entire selection process keeping true to the Board's commitment to conduct affairs and activities with utmost integrity.

Congratulations to the following members who will proudly represent PECCI (in the 2024 CLIMBS Cooperative Climate Summit:

• Mel Leonard B. De Villa (Daet International Cable Station Operations)
• Cloyd M. Suayan (South Luzon Home Sales)
• Michelle M. Mintu (Fixed Network Provisioning & Config)
• Charmaine G. Castillo (Enterprise Service Assurance VisMin)
• Edna May S. Paguio (Finance - Related Party Transactions Management)

For PECCI MPC, this milestone is an opportunity for the delegates to engage in a mission centered on understanding climate change and encouraging environmental protection. The Summit, scheduled on November 27 to December 1, 2024, is organized by the Climbs Life and General Insurance Cooperative in partnership with NafeCoop and aims to further the cause of environmental advocacy and education.

The PECCI Board of Directors, led by Chairperson Ethel Soriano, will continue to seek partnerships with other cooperatives and federations to create more opportunities like this for all PECCI MPC members in the future. The Board is steadfast in its mission to foster collaboration and advocacy ensuring that officers and members will have the opportunity to experiences and initiatives aimed at promoting growth, success and sustainability, geared towards a stronger and formidable PECCI MPC.

𝐍𝐄𝐖 𝐂𝐚𝐥𝐚𝐦𝐢𝐭𝐲 𝐑𝐞𝐜𝐨𝐯𝐞𝐫𝐲 𝐋𝐨𝐚𝐧 - 𝐄𝐍𝐓𝐄𝐍𝐆 is here to support our members' affected by Typhoon Enteng

👉🏻For members who are exceed in matrix and with existing special calamity loan, this will be a renewal except for PECCI CARE Loan – Carina.
👉🏻For Non-deferred members, gross amount will be Php100,000.
👉🏻For deferred members, gross amount will be Php100,000 less 20% (applied to deferment) or deferred balances whichever is lower. With guaranteed amount of P30,000 as net proceeds.
👉🏻No service fee.
👉🏻 2 months moratorium.
👉🏻Loan Term: up to 36 months
👉🏻No payslip needed.
👉🏻For 1st time loan availer, gross amount will be Php100,000 less 10% shared capital requirement.
👉🏻For payroll members, loanable amount is non-matrix based. However, for non- payroll, maintain the 90% of shared capital as maximum loanable amount.
👉🏻Effectivity: Sep 9, 2024 to Oct 9, 2024.

REQUIREMENTS:
Accomplished Orange Loan Form: https://www.pecci.com.ph/Forms.aspx

Comakers:
Credit Rating A: No Comaker
Credit Ratings B, C, D: Three (3) Comakers

WE HEARD YOU, KA-PECCI! 📣

Newbie ka man or Tenured, pasok ka dito sa BTS Loan! 💜💚💜

📖 NO Share Capital Requirement!
📗 One of the Lowest Interest!

REQUIREMENTS:
Accomplished Orange Loan Form: https://www.pecci.com.ph/Forms.aspx

Comakers:
Credit Rating A: No Comaker
Credit Ratings B, C, D: Three (3) Comakers

Contact our customer care via email: 📩 customercare@pecci.com.ph
with the Subject: "BTS Application"

COMMITMENT TO SUSTAINABILITY AND PROGRESS

Matapos ang unang anim na buwan ng 2024, tayo ay nakapag-generate ng P138 milyon na Undivided Net Surplus.

In terms of Revenue, kumita tayo ng P261 milyon ngayong 2024. Ito po ay P18 milyon more compared to last year. Ito ay bunga ng patuloy ninyong pagsuporta sa ating mga loan services and consumer products.

Ang Administration and Financing Costs ay mas mababa ng 2% and 6%, respectively, compared last year mainly due Management's cost-cutting initiatives.

Sa bottom line, mas mataas nang P24 milyon o 21% ang ating Undivided Net Surplus compared sa parehong period, nuong 2023.

REVENUE (KITA)

Ang P202 milyon milyon na "Income from credit/ consumer operations" ay ang pinanggagalingan ng ating kinikita. Ito ay ang mga interests/sales na ating nakokolekta, mula sa mga cash loans at biniling consumer products ng ating mga members.

Sa mga tumatangkilik ng ating mga products, saludo kami sa inyo, at sana'y patuloy ninyong suportahan ang ating mga programa at adhikain. Duon naman sa mga members na hindi nangungutang o bumibili, patuloy namin kayong hinihikayat na mag-participate sa ating mga loan/product offers para kayo ay makatulong sa ating pag-unlad.

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BALIK ESKWELA? Back To School (BTS) Loan ang kaagapay mo Ka-PECCI! 💜💚💜

NO Share Capital Requirement, NO Service Fee until June 30, 2024!

REQUIREMENTS:
Accomplished Loan Form: https://www.pecci.com.ph/Forms.aspx

Comakers:
Credit Rating A: No Comaker
Credit Ratings B, C, D: Three (3) Comakers

Contact our customer care via email: 📩 customercare@pecci.com.ph
with the Subject: "BTS Application"

TO: ALL PECCI MEMBERS

In the last 10th PECCI Annual Regular Representative Assembly held on March 23, 2024 at SMX Convention Center, MOA, Pasay City, the Election Committee declared the winners in the Election of Officers as follows: Seven (7) Board of Directors, Three (3) Audit Committee Members and Two (2) Election Committee Members.

We enjoin everyone to extend your usual support and cooperation to our Board of Directors, Audit Committee Members and Election Committee Members and to our beloved Cooperative as we assure our members of their commitment to the sustainability and progress of PECCI.

Thank you very much!

PECCI Management

TO: ALL PECCI MEMBERS

In the recently concluded 19th SB 2024-04 (04) Special Board Meeting held last April 25, 2024, the Board of Directors appointed the following Executive Officers of PECCI Multipurpose Cooperative (PECCI).

The following were unanimously re-appointed to their positions, Mr. Alvin P. Santos as Treasurer, Mr. Alexander M. Casas as Board Secretary, Atty. Ruben V. Tejada as Data Privacy Officer (DPO). Likewise, Mr. Sergio P. Navarra was appointed as the General Manager of PECCI.

We enjoin everyone to extend your usual support and cooperation to our Executive Officers and to our beloved cooperative as we assure our members of their commitment to sustainability and progress of PECCI.

Thank you very much!

PECCI Management

WE ARE HIRING

Join our team!

Internal Audit (preferably Accounting graduate)
Accounting (preferably Accounting graduate)
Member and Care Support
Marketing
Billing and Collection

APPLY NOW

Send your CV to admin@pecci.com.ph

COMMITMENT TO SUSTAINABILITY AND PROGRESS

Matapos ang unang tatlong buwan ng 2024, tayo ay nakapag-generate ng P55 milyon na Undivided Net Surplus.

In terms of Revenue, kumita tayo ng P112 milyon ngayong 2024. Ito po ay P2 milyon more compared to last year. Ito ay bunga ng patuloy ninyong pagsuporta sa ating mga loan services and consumer products.

Ang Administration and Financing Costs ay mas mababa ng 2% each, compared last year, mainly due Management's on-going cost-cutting initiatives.

Sa bottom line, mas mataas nang P6 milyon o 12% ang ating Undivided Net Surplus compared sa parehong period, last year.

REVENUE (KITA)

Ang P87 milyon na "Income from credit/ consumer operations" ay ang pinanggagalingan ng ating kinikita. Ito ay ang mga interests/sales na ating nakokolekta, mula sa mga cash loans at biniling consumer products ng ating mga members.

Sa mga tumatangkilik ng ating mga products, saludo kami sa inyo, at sana'y patuloy ninyong suportahan ang ating mga programa at adhikain. Duon naman sa mga members na hindi nangungutang o bumibili, patuloy namin kayong hinihikayat na mag-participate sa ating mga loan/product offers para kayo ay makatulong sa ating pag-unlad.

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