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PRODUCT ADVISORY
  08/30/2022

BER-RY MERRY LOAN

• Gross Loan up to P60,000
• Quick approval and guaranteed 24-hour release upon completion of requirements
• Give consent and we will name a donation after you!

Requirements:
• Accomplished Orange Form
• Ber-ry Merry Loan Consent Form

Co-makers:
No Deferment - No co-maker
With Deferment - Two (2) co- makers
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PRODUCT ADVISORY
  08/03/2022

SPECIAL CALAMITY LOAN

Qualifications:
Open to all members whose registered address are in Ilocos Region (Region I), Cordillera Administrative Region (CAR)

All members except those without loan collection for the past 6 months.

• No Service Fee
• 2 months Moratorium

Non Deferred Members:
Gross/Net Amount of P80,000

Deferred Members:
Php 80,000 less 5% (charge to deferred) or deferred balances whichever is lower

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PRODUCT ADVISORY
  08/01/2022

EXPRESS LOAN

Ka-PECCI! Nandito na ang pinakamadali at pinaka-mabilis na Loan Product para sa'yo, ang EXPRESS LOAN!

✅Loan up to P3M!
*loanable amount is subject for evaluation based on the approved express loan matrix
✅No Requirements for shortlisted members!
✅No Co-Maker & Payslip Required
✅Quick approval and guaranteed 24-hour release upon completion of requirements

WHY GET THIS?
• Mabilis at madaling loan offer dahil minimal lang ang requirements!
• One of the lowest interest rates!
• Pwede for all non-deferred members Payroll or Non-Payroll

Payment Options:
Payroll - PDC or Automatic Salary Deduction
Non-Payroll - PDC, Over-the-counter payment or via Savings Deduction
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PECCI ADVISORY
  08/01/2022

All requests for withdrawal from Savings Deposit shall be handled by Treasury and Cashier Management starting AUGUST 2, 2022.

1. Savings withdrawal to be deposited to your registered ATM bank account in PECCI, please email the request with attached government-issued ID to treasury@pecci.com.ph

2. Over-the-counter savings withdrawal at the PECCI Office for:
    • Cash
    • Check (with option to email the request in advance for check preparation)

For your information and guidance please.

Thank you.

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PECCI ADVISORY
  07/29/2022

Current Interest Rates on Savings Deposits
(As of August 2022)

Attention: All PECCI Members

Please be informed that the Interest Rates on Savings Deposits have been adjusted. With these new rates, savings deposits of patronizing members will have higher interest earnings compared to those who don't patronize our loan products and services, as shown below:

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These new rates supercede all previous policies/announcements about Interest on Savings Deposits and will take effect starting August 1, 2022.

Thank you for your patronage.

PECCI MANAGEMENT

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2nd Quarter Financial Performance 2022
  07/27/2022

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KEEPING THE PACE

Matapos ang unang anim na buwan ng taon, tayo ay nakapag-generate ng P78 milyon na Undivided Net Surplus. Ito ay mas mataas ng P1 milyon kung ikukumpara sa naging performance natin nuong 2021.

In terms of Revenue, kumita tayo ng P14 milyon more, ngayong 2022 compared nuong 2021. Ito ay bunga ng patuloy ninyong pagsuporta sa ating mga loan products and services.

Ang P10 milyon increase sa Administration Cost ay mainly due sa ginastos natin nuong 2022 Representative Assembly. If you remember, wala po tayong Assembly nuong 2021. Despite this increase in cost, mas mataas pa rin ng 2% ang ating Undivided Net Surplus compared sa same period, last year.


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REVENUE (KITA)

Ang "Interest from loans" ay ang pangunahing pinanggagalingan ng ating kinikita. Ito ay ang mga interest na ating nakokolekta, mula sa mga inutang ng ating mga members.

Sa mga tumatangkilik ng ating mga pautang, saludo kami sa inyo, at sana'y patuloy ninyong suportahan ang ating mga programa at adhikain. Duon naman sa mga miyembro na hindi nangungutang, patuloy namin kayong hinihikayat na mag-participate sa ating mga loan offers para kayo ay makatulong sa ating pag-unlad.

Ang service fees at other income ay nakapag-contribute ng P24 milyon sa ating kabuuang kita. Ang "service fees" ay ang 2% na binabawas natin sa proceeds ng ating mga loans, ang "other income" naman ay interest na kinikita natin sa mga time deposits natin sa mga bangko.


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EXPENSES (GASTOS)

Ang "Financing cost" ay ang pinakamalaking gastusin ng ating kooperatiba. Ito ay ang interest na binabayad ng PECCI sa ating mga members na may deposito o savings account. For this period, P81 milyon ang naipamahagi natin sa ating mga members bilang kita ng kanilang mga savings deposits. 40% ang kabawasan nito mula sa total na kinita natin na P202 milyon.

Ang "Personnel and IT cost" ay ang mga sweldo at iba pang benefits and IT support ng ating mga employees. Ang "Officers' meetings and allowances" ay ang natatanggap ng mga Officers as allowances sa mga meetings nito at sa iba pang activities. Ang kabawasan ng mga gastusing ito, mula sa kita o revenue, ay 11% (Personnel and IT cost) at 2% (Officers' meetings and allowances).


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LOAN RELEASES, COLLECTION & NON-PATRONIZING MEMBERS

Ang "Loan releases" and "Collection" ay unti-unti nang nakaka-recover kung ikukumpara sa results nuong 2020. Bagama't ang ating operation ay hindi pa nakakabalik sa 100%, patuloy nating pinagsisikapan na makapag-release ng maraming loans. Ito ay magagawa natin sa patuloy ninyong pagsuporta sa mga revenue-generating activities ng ating kooperatiba.

Ang non-patronizing members o mga miyembro na hindi nangungutang ay bumaba lamang ng 8% for the past 3 years. As previously mentioned, kailangan natin ng suporta ng lahat ng mga miyembro sa pagpapatuloy na paglago ng ating kooperatiba.


Read more
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PECCI ADVISORY
  07/18/2022

The PECCI office will be temporarily closed from July 18, 2022 to July 22, 2022 to allow sanitation and disinfection procedures on the office premises.

PECCI will continue to serve you via online transactions.

Below are the contacts for your reference.

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PECCI ADVISORY
  06/30/2022

Comprehensive Benefit Plan (CBP)

Ano nga ba itong A/R-CBP?

Kailan ito nag-start?

Sino ang mga members na covered nito?

Kailan ito matatapos?


(Click image to watch the video)

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PECCI ADVISORY
  06/10/2022

First come, first serve!

Special Negotiated Time Deposit

A deposit product exclusively offered to you, MRP availers! You may now save your retirement money in PECCI at competitive interest rates!


1ST STEP

Determine how much you need to save and choose the interest rate and term, from PECCI's time deposit offerings.

1% p.a. - 6 months;
1.25% p.a. - 1 year;
1.875% p.a. - 3 years;
2.5% p.a. - 5 years.


2ND STEP

Get in touch with our Customer Care and fill out a Special Negotiated Time Deposit ("SNTD") application form.


3RD STEP

Upon approval of your application, make the necessary deposit and claim your Certificate of Special Negotiated Time Deposit.


PRODUCT DETAILS:

1. Offered only to MRP availers who were affected by the P500,000 deposit cap.
2. Applicants must have an existing loan/willing to avail of any of the loan products.
3. Minimum deposit of P100,000 and maximum deposit of P10,000,000.
4. Pre-termination fee of 20% of earned interest.
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PECCI ADVISORY
  06/03/2022

TO ALL PECCI MEMBERS

THERE WILL BE O TRANSACTION ON JUNE 3, 2022 (FRIDAY)

DUE TO PECCI STAFF PLANNING & TEAM BUILDING from June 3 to 4, 2022


Thank you

PECCI Management

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PECCI ADVISORY
  05/30/2022

ETO na ang BIG NEWS mga Ka-PECCI!

Mas PINALAKI na ang maximum loanable amount ng ating best offers! Ito ay para mas matugunan ang lumalaki ding pangangailangan ng ating mga miyembro.

Ang good news, WALA po tayong interest rate increase! Isa pa din sa pinakamababang option para sayo!

Ang bagong Loanable amount offer na ito ay available na sa June 1, 2022.


click this link para sa ating automated loan request form: https://bit.ly/PECCILoan

Know someone who is not yet a PECCI Member? Forward this link to them: https://bit.ly/peccimembershipinterest

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PECCI ADVISORY
  04/30/2022

Availed the MRP, Ka-PECCI? Katuwang mo ang PECCI sa iyong new journey! Ituloy ang inyong PECCI Membership as a Non-Payroll by sending an accomplished Continuous Membership form to elmer.ibanez@pecci.com.ph

The benefits of Continuous Membership

• Access to Loans
• Savings Interest
• Access to Free Seminars
• Involvement in Community Development
• Shared Profit

Download Application Form here: https://www.pecci.com.ph/forms.html


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    Paseo de Roxas cor. Perea St. Makati City

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